 |
|
|
 |
Plans & Programs
Medical Plans
Employees at Yale New Health System choose from two comprehensive plans that provide both in-network and out-of-network coverage. No referrals are necessary for doctors or specialists. Employees who show proof of other coverage can waive coverage and receive credits or cash back.
- Yale New Haven Health Advantage Plus Plan
Providing in- and out-of-network coverage.- Highest level of benefits when services are provided at a Yale New Haven Health System hospital.
- In-Network Benefits: $20/$25 office visit co-pays; $30 specialist visit co-pays and 100% coverage for most services. No claim forms required.
- Out-Of-Network Benefits: 70% coverage for many services following $700 individual/$2,100 family deductible.
- Yale New Haven Health Advantage Plan
Offering lower employee premiums, but you must meet a deductible for some health care services.- In-Network Benefits: $20/$35 office visit co-pays; specialist office visits are $40 co-pay with no deductible. All other services are covered at 80% after $250 individual/$500 family deductible.
- Out-Of-Network Benefits: $1,000 individual/$3,000 family deductible; 60% coverage for most services.
Prescription Drug Coverage
Employees and dependents covered under either medical plan are covered by our prescription drug program. Employees can choose to purchase prescriptions from participating pharmacies or through mail order (up to a 90-day supply) at a reduced cost.
Dental Plans
Both plans offer preventative and restorative services. The Plus Plan also covers major and orthodontic services.
- Delta Dental Basic Plan
Covers 100% of preventative services with no deductible, and 80% of restorative services after a $50 individual/$100 family deductible. - Delta Dental Plus Plan
Covers 100% of preventative services with no deductible, 80% of restorative services, 50% of major services, and 50% of orthodontic services after a $50 individual/$100 family deductible.
Vision Care Plan
Employees have the option to elect vision care coverage which covers an annual eye exam, lenses, frames and contact lenses.
Life Insurance
Employees are provided with life insurance coverage equal to their annual salary. Additional insurance of up to five times the annual salary can be purchased. Also Spouse Life and Child Life can be purchased.
Flexible Spending Accounts (FSA)
Pre-tax dollars may be set aside to pay for qualifying health expenses or dependent day care expenses. Under IRS regulations, any unused funds are subject to forfeiture.
- Health Care Spending Account
Up to $5,000 each year may be set aside tax-free to pay for out-of-pocket health-related expenses, including co-pays, deductibles, dental and vision care expenses. - Dependent Care Spending Account
Up to $5,000 each year may be set aside tax-free to pay for child day care and other qualifying dependent day care expenses.
Paid Time Off (PTO)
Full-time and part-time employees who work 24 or more hours per week are eligible for the PTO program. Employees accrue a specific number of days off per year (28 to 40 days) based on their length of service and position classification. PTO includes time off used for sick days, vacation, holidays or personal days. Annual cash-in of PTO is available, and the amount eligible for cash-in is based on length of employment.
Employee Referral Program
Employees who refer a nursing or allied health professional to Yale-New Haven Hospital's Recruitment and Staffing Office - who is subsequently hired for a qualifying position - are eligible to receive a referral bonus of up to $3,000. For complete program details, contact Recruitment and Staffing at (203) 688-5083.